Monthly commitments are beginning to feel heavy
02 · SunLiTe
Debt Consolidation Guidance
Explore whether new financing to settle selected credit-card and personal-financing debts is worth comparing. Understand the new instalment, term, fees and total repayment before deciding.
Free first consultation. Message the WhatsApp bot anytime; an adviser continues during adviser hours.
When this conversation may help
Start with the decision you need to make.
We begin with your goal and what you already know. A complete application file is not needed for the first conversation.
Experiencing reduced monthly flexibility
Comparing lower instalments against a longer repayment term
What you receive
A clearer comparison and preparation path.
You receive an explanation of the relevant records and payments, a clearer comparison of next steps and the information to prepare for a provider’s assessment. You choose after understanding any proposed scope and fees.
SunLiTe consults and refers; the new financing is assessed and provided by the lender. This is separate from lender restructuring or AKPK assistance. Approval and final terms are the lender’s decision.
- 01Outstanding balances and scheduled payments
- 02Other monthly facilities and usual net income
- 03Settlement amounts, new financing costs and the total repayment
Helpful information
Prepare only what is relevant.
- Current outstanding balances
- Current scheduled monthly payments
- Usual net monthly income
- The monthly pressure you want help understanding
AI upload is a self-service review. An adviser requests documents separately through verified channels, only when relevant to your chosen service.
Safe-sharing guidance →Useful questions
Know what to ask.
- How can I organise several obligations?
- Would a lower instalment mean paying more overall?
- Which decisions remain outside SunLiTe's role?
Free first consultation
Discuss this service with SunLiTe.
No upfront charge. Any paid work is explained in a written scope and quotation first.